Date: Fri, 16. May 2008 23:31:36

Nowadays, given the developing credit crunch in the financial market, card issuers are slashing rewards and hiking rates, making it much harder for prudent spenders to get rewarded from card usage. Therefore, good credit card deals are few and far between these days, forcing us to settle for 1% or 1.5% cashback, or occasionally 5% rewards on grocery or gas purchases. In this regard, Citi CashReturns MasterCard, Citibank's newest addition to its credit card offerings, is a true godsend for people who want to get more rewards from good spending habits. Citi Cash Returns MasterCard's killer feature: 5% cashback on every credit card purchase for the first 3 months (and 1% thereafter). Thought the introductory period of 3 months is too short? Think again. If you charge $3,000 to a card normally, you can get $150 in cash rebate every month, or $450 in the 3 months' period. And if you happen to have a big purchase in mind for the coming month, 5% is yours without having to negotiate with any salesperson. This can be 5% off every vacation, every furniture or appliance purchase, every Christmas gift, or even every medical appointment (if you opt for paying your physician upfront and claiming with insurers later). The beauty of the reward program is there is absolutely no limit of the amount you can earn, allowing you to effectively shaving 5% of most of your monthly expenditure. And, if you have a family, applying another Citi CashReturns card under your spouse's name after 3 months, and you can be really proud of yourself for cutting 5% of your half-year budget for a few minutes' of work on the computer. Of course, this offer can only be lucrative for you if you pay off your balance every month. Otherwise, your cashback returns will be eroded by the financial charges you will incur down the road. Feel it is a great deal? You may apply today, or read PFBlog's full review of Citi Cash Returns MasterCard for a more informed decision. READ FULL POST ... Hot Deal: 5% cashback on everything from Citi CashReturns Mastercard Read more news like this from PFBlog.com, The Unique Personal Finance Blog Since 2003.

Date: Fri, 10. July 2009 19:27:19

Consider this the opening salvo in the new world order for credit card firms. Before Congress passed credit card reform legislation in July, bank lobbyists repeatedly warned that the law would cost them revenue and force them to raise rates and fees on consumers. The aggressive step by JP Morgan Chase - effectively a 150 percent increase in required monthly payments -- marks one of the first major changes by a card issuer.

Date: Wed, 10. June 2009 03:54:29

As cash strapped customers are using tax refunds to pay day-to-day expenses instead of paying down their credit-card balances,credit card delinquencies are on the rise.

Date: Thu, 26. November 2009 09:03:00

Police are warning consumers to be on the lookout for credit card skimmers. Carmel Police are looking for a man who used a victim's credit card to buy electronics at Fry's on 96th Street.

Date: Fri, 11. September 2009 04:56:15

Credit card consolidation helps to reduce rates and payment. Call 800-debt-913 for free counseling on credit card debt relief programs.

Date: Sun, 13. July 2008 15:15:18

CBC News has reported that they were able to help some people lower their credit card interest rates by calling the credit card company and asking: I think I've been a good customer. I'd like to stay with you, but I really want you to lower the rate o

Date: Sun, 1. March 2009 15:20:56

New credit card with a flexible interest rate which reduces the more you pay off your debts each month to help those who want to pay off their credit card balances get out of debt faster.

Date: Fri, 9. April 2010 15:21:51

Financial literacy is the ability to understand finance. By definition it is an individual's ability to make informed judgments and effective decisions about the use and management of their money. (PRWeb Apr 6, 2010) Read the full story at http://www.prweb.com/releases/2010/credit-card-debt/prweb3836124.htm

Date: Mon, 17. August 2009 22:29:01

Reuters - Three men were indicted on Monday for allegedly stealing more than 130 million credit and debit card numbers in what U.S. authorities said they believe is the largest hacking and identity theft case ever prosecuted.

Date: Thu, 21. January 2010 15:29:27

Egg's 0% balance transfer credit card has edged ahead in the race for New Year sales, Credit Card Comparison Online figures reveal (PRWeb Jan 14, 2010) Read the full story at http://www.prweb.com/releases/balance-transfer-offers/egg-vs-virgin-credit-card/prweb3439254.htm